Houston mortgage interest rates are listed here. Rates are not guaranteed until you submit a signed application with property address and authorize your loan officer to lock the rate for a designated time period.
| Loan Term |
Rate |
APR |
| 15 Year Fixed |
5.550% |
6.004% |
| 30 Year Fixed |
6.180% |
6.288% |
| 1 Month ARM |
6.250% |
6.430% |
| 5/1 ARM |
6.125% |
6.359% |
| 7/1 ARM |
6.375% |
6.530% |
| 10/1 ARM |
6.375% |
6.530% |
| 5/1 Interest Only |
6.375% |
6.530% |
| 7/1 Interest Only |
6.375% |
6.530% |
| 10/1 Interest Only |
6.375% |
6.530% |
APR Disclaimer
Due to market variability, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. The APR calculation is based on a loan amount of $200,000.00 for an owner occupied property, estimated closing costs, 5 days of prepaid interest and a 30-day lock. The rates shown are for conforming, conventional loans only. Rates shown are valid for loan amount equal to or less than $417,000. Rates may differ for jumbo loans and other loan types. |
Houston Home Mortgage