Credit reports and Credit scores Terms

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Houston Mortgage > Glossary > Credit reports and Credit scores > R 1-10

rade line
An account listed on a credit report. Each separate account is a different trade line.

Rate shopping
Applying for credit with several lenders to find the best interest rate, usually for a mortgage or a car loan. If done within a short period of time, such as two weeks, it should have little impact on a person's credit score.

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