|
|
Houston Mortgage > Glossary >
Credit Card > H 1-10
|
|
Hacker
Someone with expertise in computer systems and how to enter them in an unauthorized fashion. Hackers may be simply curious or malicious in intent.
Hard inquiry
An item on a person's credit report that indicates that someone has asked for a copy of the individual's report. Hard inquiries are requests that result from a person applying for credit, such as a mortgage, a car loan, a credit card or a rental application. They are included in the formula for determining a person's credit score.
Household income
The total income of all members of a household. An important yardstick used by lenders evaluating applications for joint credit.
|
|
|
Houston Home Mortgage